Scammers pretend to be someone you trust. So we ask that person.
Trust Circle holds a risky PayPal payment and checks with the real grandson, and with your family, before any money moves.
Also built: business and edge cases
No sign-up. Each demo opens with example payments already in place.
$800On holdPayment on hold, 3 of 24 hours used
How a payment is protected
- Step 1 · as MargaretCheck the messagePaste a text or a screenshot. The AI explains what gave the scam away, in plain words.
- Step 2 · as MargaretPause the paymentA risky payment is approved in PayPal but held, so the money doesn't leave and the pressure is off.
- Step 3 · as DanielAsk the real person“Did you just ask Grandma for $800?” One tap from the real Daniel stops it.
- Step 4Warn other familiesA confirmed scam account is flagged for everyone, and reworded versions of the script are caught too.
In 2025, people 60 and over reported losing $7.7 billion to online fraud.
201,266 complaints to the FBI. FBI IC3 2025 Internet Crime Report
Many scams work by borrowing someone's trust: a grandchild, a bank, PayPal itself. Trust Circle doesn't try to out-guess every new script. It goes to the person being impersonated and lets them say no.