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Trust CircleRuns in the PayPal sandbox. No real money moves.

Scammers pretend to be someone you trust. So we ask that person.

Trust Circle holds a risky PayPal payment and checks with the real grandson, and with your family, before any money moves.

Also built: business and edge cases

No sign-up. Each demo opens with example payments already in place.

$800On holdPayment on hold, 3 of 24 hours used
Your money hasn't left your accountWe've asked Daniel if it was really him.

How a payment is protected

  1. Step 1 · as MargaretCheck the messagePaste a text or a screenshot. The AI explains what gave the scam away, in plain words.
  2. Step 2 · as MargaretPause the paymentA risky payment is approved in PayPal but held, so the money doesn't leave and the pressure is off.
  3. Step 3 · as DanielAsk the real person“Did you just ask Grandma for $800?” One tap from the real Daniel stops it.
  4. Step 4Warn other familiesA confirmed scam account is flagged for everyone, and reworded versions of the script are caught too.

In 2025, people 60 and over reported losing $7.7 billion to online fraud.

201,266 complaints to the FBI. FBI IC3 2025 Internet Crime Report

Many scams work by borrowing someone's trust: a grandchild, a bank, PayPal itself. Trust Circle doesn't try to out-guess every new script. It goes to the person being impersonated and lets them say no.